Argyle Full Doc Mortgages and Argyle Stated Income Mortgages - Town & Country Mortgages Offers Great Rates on Full Doc and Stated Income Mortgages in Argyle

Town & Country Mortgages Specializing in Argyle Stated Income Home Loans, Argyle Full Doc Home Loans

Peggy Krueger
Office: 940.240.5000
Fax: 940.464.4549
peggy@townandcountrymortgages.com

Full Doc

A full doc loan is one that requires that the borrower present all necessary documents, including income verification to be considered for the home loan. This type of loan usually offers lower rates because it is less risky for the lender. On the other hand, if you are self employed you may not have all of the required documents and should look into a stated income loan.

Stated Income

Stated income home loans allow those who are self employed or do not have documentation of earned wages to state a wage on the mortgage application and qualify for a mortgage based on that stated income. The advantages of a stated income home loans allow those who are self employed or do not have documentation of earned wages to state a wage and qualify for a mortgage based on that stated income. The advantages of a stated income loan are that the borrower does not need to verify income and approval is generally faster than with traditional home loans. The disadvantages of this type of loan are that interest rates and the required down payments are often higher than with traditional home loans.

Loan Programs:	Loan Products:
Refinance Purchase First Time Buyers Second Mortgages Debt Consolidation Construction Loans Zero Down Loans FHA & VA Loans	100% Financing Full Doc and Stated Income Fixed Rate Mortgages Adjustable Rate Mortgages Types of Standard ARMs Introductory Rate ARMs Reverse Mortgages Balloon Mortgages

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PEGGY KRUEGER IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST PEGGY KRUEGER SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT'S WEB SITE LOCATED AT
WWW.SML.STATE.TX.US
OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550,
BY FAX AT (512) 475-1360, OR
BY E-MAIL AT SMLINFO@SML.STATE.TX.US.